Robert Harwood brings a rare combination of military discipline, aviation precision, and nearly two decades of investment management experience to the portfolios he oversees at SmartBetaInvesting.

A United States Air Force veteran, Robert understands what it means to operate under pressure with no margin for error. That same mission-driven mindset—plan thoroughly, manage risk relentlessly, execute with discipline—is the foundation of every portfolio strategy that his team offers.

Robert began his career as a licensed financial advisor in 2007 and began managing client portfolios in 2010. What started as a disciplined all-weather approach has evolved over fifteen years into a sophisticated, rules-based system that navigates all four phases of the market cycle.

At the heart of that system is a core philosophy: own good companies at the right time.SmartBeta's strategies combine rigorous fundamental analysis with technical discipline to identify appropriate entry and exit points. This dual-lens approach spans five risk levels and alleleven GICS market sectors, always anchored by a risk management overlay that reflects oneenduring belief: the best path to long-term growth is the one that protects capital first.

Robert leads a team of highly competent specialists, each contributing deep expertise across research, portfolio construction, and client service. Together, they manage accounts separately across multiple custodial platforms on behalf of financial advisors and their clients nationwide.

Beyond portfolio management, Robert is a published author and a featured speaker on financial topics at events across the country. He and his team also publish Money Matters, a monthly financial newsletter.

Licensed Advisor | Investment Committee Member

Ana Harwood is a Licensed Advisor at Sterling Ridge Asset Management, where she oversees the GeoWealth platform and serves as a member of the firm's Investment Committee. Her role spans multiple facets of the organization, contributing to both the operational integrity and strategic direction that define the Sterling Ridge standard.

Ana holds a Bachelor of Science in Business and Marketing from Arizona State University, bringing both a strong analytical foundation and a client-centered perspective to her work. Her commitment to excellence and disciplined approach to portfolio management align with the firm's core philosophy — Where Discipline Meets Opportunity.

Matthew Markowski is the COO and Principal of Compass Financial Management. Matthew holds his Series 65 and is a Certified Financial Planner®. Matthew works closely with the Smart Beta Team and provides guidance and service on the firms Investment Advisory Committee.

Tanner Harwood is a Financial Advisor and holds his Series 65 license. Before joining the firm, Tanner built his career in banking, where he specialized in serving clients with significant financial needs and complex portfolios. This experience gave him a strong foundation in client service, financial analysis, and understanding the needs of successful individuals and families.

A graduate of the University of South Florida with a degree in Economics, Tanner combines technical knowledge with a genuine commitment to helping clients reach their goals. As a Tampa native, he is proud to serve the community he grew up in and tobuild lasting relationships with the families of the Tampa Bay area.

Joshua became a registered investment advisor at the very young age of 18. He is also dually registered as a Securities Principal and an Options Principal. He is a Chartered FinancialConsultant® and received his education at the American College of Financial Services.

Riley Hagan brings three years of financial services experience to the SmartBeta Investing team, along with a specialized background in alternative portfolio management. A graduate of Montana State University with a Bachelor of Science degree, Riley holds his Series 65 license as an Investment Adviser Representative—giving him the regulatory foundation to serve clients with confidence and care.

For Riley, finance isn't just a career—it's practically in his DNA. His parents share more than 50 years of combined experience as financial advisors, and growing up surrounded by that world gave him an early appreciation for what it means to help people pursue their financial goals. That upbringing shaped not only his passion for the profession but also the depth of perspective he brings to client relationships.

Before joining SmartBeta Investing, Riley honed his skills at a firm focused on alternative portfolio strategies. That experience gave him a well-rounded lens on portfolio construction—one that spans both traditional and non-traditional approaches—and complements Smart Beta's disciplined, rules-based investment philosophy particularly well.

Technology and Development